Shariah Compliance
Our zakat methodology is under independent review by an external Shariah advisory firm under a formal advisory engagement. Until their formal endorsement is issued, we make no claim of certification.
Independent Shariah oversight
An independent external Shariah advisory firm provides independent Shariah review of the platform under a formal advisory engagement, meaning the methodology is reviewed on a continuing basis as the platform evolves, not just once. Each module is reviewed and, on completion, covered by a formal written Shariah endorsement issued by the reviewing firm. The firm and lead scholar will be named on this page once endorsement is issued.
Modules covered
- Zakat calculation methodology (multi-madhab)Under review
What is under review
- Madhab-specific zakat rules across the four Sunni schools (Hanafi, Maliki, Shafi’i, Hanbali)
- Zakatable asset categorization and eligible liability (debt) deductions
- Nisab thresholds (85g gold / 595g silver) and mixed-nisab treatment
- Hawl (lunar-year) tracking, anniversary logic, and Hawl-break handling
- Personal jewelry rulings and retirement-account treatment
- The CRI / Liquid Assets calculation method
- The zakat rate (2.5%) and overall calculation methodology
Assessed against the Zakat Calculation Compliance Matrix (June 2026).
On Jaʼfari (Shia) coverage: Jaʼfari (Twelver Shia) zakat and khums logic sits outside the current engagement’s scope of practice and is excluded from this review. It is being reviewed separately by a qualified Jaʼfari scholar.
Methodology & sources
Every calculation is grounded in published, verifiable sources rather than invented rulings: AAOIFI Shariah Standards, the resolutions of the International Islamic Fiqh Academy (OIC), AMJA, and the classical references of each madhab. Read more about the sources we rely on on our About page.
The endorsement (what to expect)
On satisfactory completion of the review, the reviewing firm will issue a formal written Shariah Compliance Endorsement for the zakat methodology. Each endorsement will:
- State the name and organization of the advisor and the date of certification
- Define the exact scope of coverage
- Be version-referenced to the specific methodology and codebase reviewed
- Be accompanied by a plain-language methodology note for end users
We will publish the signed endorsement document on this page as soon as it is issued.
Frequently asked questions
Is the zakat methodology Shariah certified yet?
Not yet. The zakat methodology is under active independent review by an external Shariah advisory firm under a formal advisory engagement. In line with that engagement, we make no claim of Shariah certification until the firm issues its formal written endorsement. Until then, calculations remain grounded in published sources including AAOIFI Shariah Standards and classical madhab references.
Is this a real engagement, or just a plan?
It is a real, formal engagement with an external Shariah advisory firm, on an ongoing (not one-off) basis. It covers the zakat methodology first, followed progressively by investment screening, estate planning, and the AI assistant. The commercial terms of the agreement are private. The reviewing firm and lead scholar will be named publicly once formal endorsement is issued.
Who is conducting the review?
An independent external Shariah advisory firm under a formal advisory engagement. We will publish the firm name and lead scholar once the formal written endorsement is issued.
When will the endorsement be issued?
The zakat methodology is the priority module, with written findings and the corresponding formal endorsement targeted within 4–6 weeks of the review commencing. Once issued, each endorsement states the advisor’s name and organization, the date, the defined scope, and is version-referenced to the reviewed methodology.
Does the review cover the Jaʼfari (Shia) calculation?
The current engagement covers the four Sunni schools. Jaʼfari (Twelver Shia) zakat and khums logic is outside that scope and is being reviewed separately by a qualified Jaʼfari scholar.
What sources is the methodology based on?
The methodology draws on AAOIFI Shariah Standards, the resolutions of the International Islamic Fiqh Academy (OIC), AMJA, and the classical references of each madhab.
This tool is educational and does not issue fatwas or replace personal advice from a scholar you trust. For rulings specific to your situation, please consult a qualified scholar.